Frequently Asked Questions
Everything you need to know about payment processing, funding timelines, card types, and working with Nationwide Merchant Solutions.
Nationwide Merchant Solutions is a full-service payment processor that enables your business to authorize and transmit transactions, settle funds through major card networks like Mastercard and Visa, and deposit those funds directly into your business checking account.
Next-day funding is available for all merchants. This includes debit, credit, and even EBT/ECP transactions processed the prior day.
EBT is the electronic distribution of government benefits, allowing funds to be accessed and used through secure authorization, data capture, and settlement systems.
ECP is a type of transaction processed through ACH (Automated Clearing House) or a digital check draft, allowing a merchant to debit or credit a customer's checking or savings account. It's commonly used for recurring payments, such as memberships, and is available in both the United States and Canada.
Nationwide supports all major card types, including Mastercard, Visa (PIN and PIN-less debit), American Express, Discover, Diners Club/Carte Blanche, and JCB.
Interchange fees are transaction-related costs paid to the card-issuing bank. These fees are set by card networks like Mastercard, Visa, and American Express, and vary based on factors such as transaction type and industry.
No. Nationwide partners with CardPointe to provide a seamless dashboard where you can view real-time transaction data, generate reports, and access a virtual terminal to process payments anytime.
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